From the First Claim to the Restoration Process, We Guide You Through It All

What Sets Our Home Restoration Services Apart

  • Insurance Claim Supplementing - We document every aspect of catastrophic damage and work directly with your insurance company to supplement initial payouts. Our detailed assessments often reveal undervalued damage, ensuring you receive full compensation for proper reconstruction.
  • Design/Build Advantage - Our single-source design/build model means one team manages everything—from navigating your insurance claim through architectural design to final construction. No juggling subcontractors or coordinating multiple firms during an already stressful time.
  • Luxury Rebuild Standards - We reconstruct homes to the same standards as our custom builds—often exceeding the quality and functionality of what was lost. Your rebuilt home becomes the foundation for your family's next chapter.
  • Policyholder Advocacy - Insurance companies have adjusters protecting their interests. You deserve an expert protecting yours. We guide you through complex claim documentation, supplemental requests, and the entire reconstruction process.

Catastrophic Loss Services We Offer

Fire Damage Restoration

When fire destroys your home, the insurance claim becomes as complex as the reconstruction itself. We document the complete scope of damage, supplement initial insurance assessments, and manage full reconstruction from foundation to final walkthrough.

Storm Damage Restoration

Catastrophic storm damage or structural failure can render homes uninhabitable and trigger total loss claims. We assess the full extent of damage (including hidden structural compromise) and execute complete rebuilds that exceed previous construction quality.

Water Damage Restoration

If flooding, major pipe failures, or water intrusion cause extensive structural damage, the reconstruction scope extends far beyond simple repairs. We document all affected systems and structural elements and deliver comprehensive reconstruction.

Multi-System Catastrophic Damage

Some disasters affect multiple home systems simultaneously. Complex total-loss situations require sophisticated claim documentation and coordinated reconstruction, which we manage through our design/build process.

What we build

What To Expect

Claim Assessment & Documentation

We conduct a comprehensive damage assessment that goes beyond initial insurance estimates. Our detailed documentation captures the full scope of reconstruction requirements, providing the foundation for supplementing your insurance payout to reflect true rebuilding costs

Insurance Advocacy & Supplementing

Working directly with your insurance company, we present documented evidence of all damage and required reconstruction work. Our 40 years of experience help policyholders receive the maximum compensation they're entitled to.

Design/Build Reconstruction

Once your claim is valued, our design/build team manages a complete reconstruction. From architectural planning through luxury construction execution, you work with one accountable partner who delivers a home that often exceeds expectations.

Portfolio

Visit the Homes We’ve Built
for Families Like Yours

A Precisely Tailored Masterpiece of Transitional Elegance

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This townhouse renovation is a precisely tailored masterpiece, transforming a compact urban space into a home that balances modern functionality with exquisite transitional elegance. We delivered a seamless, white-glove experience, ensuring every material—from the mahogany door to the herringbone tile—was executed with uncompromising precision and design integrity.

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Coastal Warmth on the Potomac

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This waterfront home on the Potomac River is a masterwork in meticulous site planning, capturing the enduring character of a classic coastal retreat despite the constraints of new construction and strict shoreline regulations. Our proven process delivered a design anchored by a vast, 60-foot screened porch that seamlessly connects indoor and outdoor spaces, creating an exceptional sanctuary for entertaining and relaxation. The finished home blends Italian-inspired masonry accents and natural wood to achieve a sense of timeless warmth and refined craftsmanship.

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View Portfolio
5.0
Five stars on Google reviews

Client Testimonials

2025

We are one year into living in our new home, and we are very happy and Horizon Building has remained proactive in addressing any concerns that come up as the house settles in. This is a full recommendation to consider working with Horizon Building for any investment you decide to make in your home.

Aldus Chapin
2025

"We couldn’t be happier with our experience with the Horizon team and are proud to have them as our go-to contractor for our custom home building needs."

Carl S
2024

"Great quality, communication and honesty... They know the rules and regulations the counties require, but most of all I appreciate their sage advice and recommendations on what brands and material to use... Horizon has my highest recommendation!"

Jim Smithers
2024

"Excellent work from start to finish! Especially good with the innumerable change orders we asked for. Highly recommended!"

Sam Mikkelson
2024

"I would highly recommend Michael as he is thorough, knowledgeable and very generous with his time and expertise, as well as his follow through."

Amanda Makki
2024

"I plan to do some major renovations in the future, and Horizon will be the first company I call. I highly recommend Mike and the Horizon team!"

Erik Fisher
2024

"The Boys from Horizon built me a beautiful home… always available, friendly, and professional! Mike Sr., Michael Jr. and the rest of the crew were great!"

Andy Hetzer
2024

"Everyone joined in on the challenge of site location within the county parameters to build us a garage that not only fits on the property, but looks like it belongs here. We are very happy that we chose this family Corporation!"

Judy Ryan
2024

"Very professional and pleasant to work with! The quality of work I received was exceptional as well... Horizon will be the first company I call for any future construction or roofing needs!"

BA Fisher
2024

"Since they have been in business so long, they know and use only the most skilled employees and subcontractors. Everyone who worked on my garage did excellent work and they literally charged me $20,000 less than another builder’s estimate to do it. I highly recommend them."

Jennifer J. McKinney
2023

"We were very happy with the work. The company was responsive and the quality of the work was excellent."

Susan Pehrsson
2023

"The work they did drew the attention of many neighbors who continue to stop and ask questions about our experience. You will not regret the decision to hire the Horizon Team. We plan to be hiring them for all our future project."

Ginnie Pewett
2023

"We have been so very impressed with all the work that Mike and his team did for us. They were always professional and worked hard to make our vision for our project a reality. Their attention to detail was excellent. Mike was always true to his word and maintained the highest of standards."

Karen J
2023

"The outcome of our house is beautiful, and I regularly brag about their services. I don't know too many people who come through a major renovation and still appreciate their contractor. In this case, we did and look forward to working with Horizon again should we have an opportunity."

Aimee Gilroy
2022

"Great work! Mike and his team made the process painlessly easy. The finished product came out better than I could have hoped for. I can’t recommend them enough, and will definitely use them again."

Dave Phelps
2022

"Replaced all my windows, and they were very easy to communicate with. The guy that came out knew exactly what to do with these old 1950’s windows, walked me through the entire process... They got it all done in one day."

Sam Wilson
2022

"We couldn’t be happier with Mike and his team! There was clear communication and timely responses to our questions. We highly recommend Horizon for any home improvement project."

David Allman
2022

"They always made sure everything was exactly how we wanted it and were very easy to work with. We definitely plan on using Horizon in the future and will continue to recommend them to everyone! Thanks Horizon team for making our kitchen look spectacular!"

Rachel Collins
2022

"Overall I was consistently kept in the loop as work progressed and never felt like I couldn’t reach Mike to help with questions. I would highly recommend Horizon for your home renovation and repair needs!!!"

Perry Lin
2021

"We love working with Horizon Building! We bought a fixer-upper and they have given our home a new life... They are excellent to work with and have wonderful attention to detail."

Michelle Ball
2021

"Attention to detail, timeliness, quality of workmanship, you name it Horizon delivered. Extremely responsive throughout the project. Highly recommend."

Alan Evans
2021

"I cannot recommend them enough! I have received many compliments on my kitchen and I give Mike a lot of credit for that. They were always accessible and responsive. What a rare find in this industry!"

Amber Seidel

    Why Homeowners Choose Horizon for Home Restoration

    Insurance Claims Expertise

    We've worked with every major insurance company serving Northern Virginia. We understand the claims process, speak the adjusters' language, and ensure you receive the coverage you deserve for proper restoration.

    Design/Build Integration

    As a full-service design/build firm, we eliminate the chaos of coordinating architects, engineers, and contractors separately. One team manages your insurance claim, architectural design, permitting, and luxury construction.

    40 Years of Proven Excellence

    Since 1984, we've specialized in complex residential construction across Northern Virginia, with catastrophic loss reconstructions typically ranging from $400,000 to $5 million+. Our reputation for quality and integrity means insurance companies respect our assessments, and homeowners trust us to deliver complete home reconstruction.

    Luxury Without Compromise

    We don't just rebuild what was lost - we create homes that represent your family's next chapter. Many clients tell us their reconstructed home surpasses the quality, functionality, and beauty of their previous residence.

    FAQ

    What makes Horizon different from other custom home builders in Northern Virginia?

    Horizon Building offers true design/build integration. We manage your entire home-building process under one contract. Our team partners with you to provide architectural design, permitting, and construction management - all through a single experienced team. Our reputation in Fairfax County, Loudoun County, and Arlington is a testament to our commitment to exceptional customer service and customer satisfaction.

    How much does a custom home cost in Northern Virginia?

    Luxury custom homes in Northern Virginia typically range from $1.2 million to $5 million+, depending on location, size, and finishes. Whole-home remodels generally range from $400,000 to $2 million. Primary factors affecting your investment include site preparation requirements, architectural design complexity, material selections, and square footage.

    How long does it take to build a custom home in Virginia?

    Most custom home construction projects take 14-18 months from architectural design to move-in. This includes design development (2-4 months), permitting (2-3 months), and construction (10-12 months). Whole-home remodels typically require 6-12 months. Timeline factors include county permitting processes, site preparation needs, and material lead times.

    What areas do you serve? Do you build in Fairfax County, Loudoun County, and Arlington?

    Yes. Horizon Building primarily serves all of Northern Virginia, including Fairfax County, Prince William County, Arlington, Alexandria, Vienna, VA, McLean, Falls Church, and Annandale. We also serve Montgomery County, Maryland, Loudon County, and rural areas around the DC Metro and Richmond areas on case-by-case basis.

    Do you handle all permits and work with county inspectors?

    Absolutely. Our experienced team knows every jurisdiction's requirements, reducing delays that plague projects managed by less knowledgeable builders. We schedule all inspections, address any concerns immediately, and ensure your home is built to meet or exceed all code requirements.

    What happens during the first meeting? Is there a consultation fee?

    Your first meeting is complimentary and pressure-free. We'll discuss your vision, lifestyle needs, timeline expectations, and budget. We'll review relevant projects from our portfolio, explain our design/build process in detail, and answer every question you have. If your project involves a specific site (either land you own or are considering), we can evaluate it for feasibility.

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    Experience the Horizon Building difference. Schedule a consultation to discuss your vision with Northern Virginia's most trusted design/build firm.

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